Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content

Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

Recent Articles

May 11, 2024 | By Brittney Myers

The Big Reason I Don't Have a CD Despite 5% APYs

CD rates are higher than they've been in years. Check out why one writer still doesn't have one.
May 11, 2024 | By Christy Bieber

2 Reasons You Should Be Unhappy About CD Rates Above 5%

CD rates topping 5% may seem like a great deal for savers, but there are plenty of downsides to rates being so high. Here are two of them.
May 11, 2024 | By Ashley Maready

Should You Have CDs in Your Retirement Portfolio?

CDs are getting a lot of buzz these days, and if retirement is looming, you might wonder if they're worth checking out. Find out here.
May 11, 2024 | By Lyle Daly

3 Perks of Opening a CD Now, Besides Getting a Rate Above 5%

CDs are known for their high interest rates, but that's not all they have to offer. Discover a few more valuable perks of putting your money in a CD.
May 10, 2024 | By Ashley Maready

How Much Money Do Retirees Need in Their Savings Accounts?

Once you've exited the workforce, short-term financial planning becomes even more crucial. Read on to learn about how much cash you should keep.
May 10, 2024 | By Kailey Hagen

Forget Checking Accounts That Pay Interest: Earn Up to $360 a Year by Putting Money Here Instead

Interest-bearing checking accounts may not provide the rewards you were hoping for. Here's an alternative worth considering.
May 10, 2024 | By Dana George

4 Things I Did Wrong When I Purchased My First CD

CDs are a great way to stash money you're not currently using. But check out four ways things can go awry with a CD.
May 10, 2024 | By Kailey Hagen

This Bank Account Offer Could Put Up to $300 in Your Pocket as Soon as Next Month

The SoFi Checking and Savings account is offering a surprisingly achievable bonus worth up to $300. Find out what you have to do to earn it.
May 10, 2024 | By Ben Gran

Why Are So Many Banks Offering New Account Bonuses?

Have you ever wondered why banks offer cash in exchange for opening an account? See why banks' competition for deposits is good news for your money.
May 10, 2024 | By Ben Gran

Here's How Much You'll Earn With CDs at 5.00% APY -- Instead of Big Bank Bonuses

Big banks are offering hundreds of dollars in savings account bonuses. But how much can you really earn? Find out here.
May 10, 2024 | By Ben Gran

Are High-Yield Checking Accounts Worth Your Time?

Want to earn interest on your checking account? The best checking accounts offer up to 5.00% APY -- but there are limits. Keep reading for the details.
May 10, 2024 | By Ben Gran

Why You Should Just Say No to $525 of 'Free Money' From This Big Bank

Wells Fargo is offering a $525 bonus for new savings accounts through June 25, 2024. Here's why we're not impressed.
May 10, 2024 | By Ben Gran

This Economic News Could Be Good for Your Savings Account -- and Your Paycheck

Recent economic data shows that job growth is strong and people are earning higher wages. See why this is good news for your savings account!
May 10, 2024 | By Ben Gran

Why You Might Want to Open a Combined Checking-and-Savings Account

Want to earn a high yield on your cash and still pay bills? See how the best combined checking-and-savings accounts can help you save and spend.
May 10, 2024 | By Brittney Myers

3 Signs You Should Skip CDs Despite the 5% Rates

The current high rates mean everyone is pushing CDs. But these signs may mean CDs aren't right for you.
May 9, 2024 | By Natasha Etzel

Savings Accounts Are Paying Up to 5%. So Why Bother With CDs?

Many banks offer attractive rates on their savings accounts, and savers can win big. Find out why you may still want to stash some of your extra cash in a CD.
May 9, 2024 | By Chris Neiger

Here's What Happens When You Take $1,000 Out of a CD 6 Months Early

Most CDs charge penalty fees on early withdrawals. Read on to find out how much it might cost you.
May 9, 2024 | By Matt Frankel, CFP®

Want Your Checking, Savings, and Investment Accounts in One Place? Here Are 3 Great Choices

There's a lot of convenience that comes with having all of your finances at the same institution. Check out these three options to help keep your money organized.
May 9, 2024 | By Kailey Hagen

Is a Brick-and-Mortar Savings Account Ever Worth It?

Brick-and-mortar savings accounts usually don't have high interest rates, but there are a few exceptions. Here's how to know if one is right for you.
May 8, 2024 | By Ben Gran

U.S. Bank Is Offering a $200 Bonus for New Accounts. Here's Why It's Not Worth the Effort

Some banks' new account bonuses sound impressive, but the numbers don't add up. See why U.S. Bank's $200 savings account bonus isn't that great.
May 8, 2024 | By Ashley Maready

Understanding the Downside of CDs for Young Investors

CDs are red-hot right now, but they're not the best fit for everyone. Learn why younger investors may struggle with CDs.
May 8, 2024 | By Steven Porrello

Ranked: The 5 Best CDs to Open in May 2024 (Rates up to 9.5%)

Banks continue to pay out generous rates on CDs. Find out which five CDs have the highest APYs in May 2024.
May 8, 2024 | By Kailey Hagen

CD Rates Are Already Falling. Is Now the Time to Lock in a 5% APY?

CD rates have been exceptionally high over the last year, but they're beginning to come down. Here's what to know if you're thinking about opening one.
May 8, 2024 | By Christy Bieber

CD Rates Above 5% May Not Last Much Longer. Here's Why I'm Still Not Rushing to Buy

CD rates are great right now, but today's high yields won't be available forever. Find out why I'm not jumping to invest before they disappear.
May 8, 2024 | By Emma Newbery

CDs vs. Savings Accounts: Here's How to Decide

High interest rates have led many Americans to buy CDs in recent years. Find out how they differ from savings accounts and if they might make sense for you.